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Loans by Web

If you have already received your financial aid award notification and accepted a student or parent loan on mySFA, your next step is to complete Loans by Web.

Certifying your loan online with TG Loans by Web is easy, straightforward, and takes about 20-30 minutes. To make the process even smoother, you should keep a few things in mind as you begin.

Adobe® Reader®

You will need to download Adobe Reader (if you do not already have it) to view and print the Borrower's Rights and Responsibilities document and your promissory note. (www.adobe.com)

Saving Your Data

If you need to, you can save an unfinished application, then return to complete the process and submit the request for guarantee. Look for the Save and Exit button in the left navigation bar.

Reference Information

Have on hand information for two references, including each person's relationship to you, address, and telephone number.

Borrower's Rights and Responsibilities

Print and read carefully the Borrower's Rights and Responsibilities, which is listed as a link to the left of the Main Menu. The Rights and Responsibilities page spells out important details about taking out a loan, including limits on loan amounts, repayment terms, consequences of defaulting, and interest rate data.

Entrance Counseling

If you're a student and you are a first-time borrower at SFA, you will need to complete online entrance counseling. For your convenience, we have made this part of the Loans by Web process. You will be prompted by a pop-up screen that tells you if you need to complete counseling.

Printing Your Promissory Note/E-signature

First time borrowers or borrowers that have a new lender will have to print, sign, and mail the promissory note to the lender of their choice. For certain lenders, you may have the option of electronically signing a promissory note for your loan. Lenders that accept e-signatures are identified with an asterisk in the list of lenders that appears on Loans by Web. You may need to obtain a Department of Education personal identification number (PIN) to e-sign your loan for such lenders. (Go to www.pin.ed.gov for details.)

Instructions for Students and the Stafford Loan

  1. Open a browser to TG Loans by Web at https://lbw.tgslc.org.
  2. Click on:  I am a student loan borrower.  Log in using your social security number and date of birth.
  3. Select Complete a Loan Award.
  4. If necessary, take entrance counseling.  Make sure you get a confirmation number and keep for your records.  You are not finished.  Go back and complete Loans by Web.
  5. Enter data about your address, provide references, choose a lender, and complete your loan award information.
  6. Verify your information on the Submit Screen. Click Guarantee to submit the loan award. 
  7. Print, sign (or e-sign), your Master Promissory Note for your lender.  If you choose to print your Master Promissory Note then you will need to mail it to your lender.  Their address will be on the cover letter of the Master Promissory Note.  If you e-sign, the lender receives Note electronically and you do not have to mail anything.  You will need your FAFSA pin number to e-sign.  If the lender does not receive the Master Promissory Note or E-signature, your loan funds will not be received by SFA.

Instructions for Parents and the PLUS Loan

  1. Open a browser to TG Loans byWeb at https://lbw.tgslc.org.
  2. Click on: I am a Parent loan borrower.  Log in using your social security number and date of birth (must be parent’s information).
  3. Select Complete a Loan Award.
  4. Enter your dependent's information.
  5. Select the loan award from the award list.
  6. Enter data about your address, provide references, choose a lender, and complete loan award information.
  7. Submit the completed application. Save incomplete ones.
  8. Print and sign (or e-sign) your Master Promissory Note for your Plus Loan. 
  9. If you choose to print your Master Promissory Note you will need to mail it to your lender.  Their address will be on the cover letter of the Master Promissory Note.  If you e-sign, the lender receives Note electronically and you do not have to mail anything.  You will need your FAFSA pin number to e-sign.  If the lender does not receive the Master Promissory Note or E-signature, your loan funds will not be received by SFA.
  10. You will be notified by your lender of the approval or denial of your Parent PLUS Loan.

TG Loans by Web will guide you through each step with detailed instructions on each screen. You can also contact TG Customer Assistance (800) 845-6267 or the SFA Financial Aid Office at (936) 468-2403.

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